Sagar Kulkarni
Lead of CoE| Product Management (Technical) | Senior Solution Architect | Enterprise Platform Modernization | Fintech Modernization | TOGAF® | HFI CUA™
Pune, India M: +91 86XXXXXX9 sagaint at gmail.com| http://sagarkulkarni.com | LinkedIn| Credly
With over two decades of experience driving enterprise-scale technology and product modernization, I specialize in transforming complex fintech ecosystems into scalable, intelligent, and future-ready platforms. As Global Head of UI/UX CoE, I have led multi-country modernization initiatives delivering over 15% acceleration in product development through strategic frameworks, AI-driven accelerators, and CoE talent incubation.
I have defined and executed long-term platform strategies, modernized internal frameworks using contemporary design patterns. My leadership has empowered cross-functional teams to deliver unified, compliant, and customer-centric digital experiences across the banking and financial domains. Having worked internationally in Canada and the UK on large-scale investment banking solutions, I bring a global perspective and a product mindset aligned with Fintech organizations.
I have architected a comprehensive product health framework that measures performance, security, and maintainability, enabling product teams to deliver scalable, high-quality solutions faster and helping organizations to deliver them more efficiently.
Leadership & Achievements highlights,
- Acknowledge as an expert and engineering leader, and as part of the Top 100 leaders within the organization.
- Selected for LEAD, a prestigious global program for future leaders.
- Selected for EZRA mentor program, a leadership focus activity.
- Led modernization programs spanning 4 continents; improved delivery throughput by 27%.
- Conceptualized and authored “Enterprise Frontend Architecture” (BPB Publication – in progress), showcasing expertise in modernization patterns, product scalability, and platform thinking.
- Architected strategies and created differentiated IP that accelerated product modernization with a significant percentage.
- Instituted a partnership with global vendors, released RFI, RFP, and vendor selection for the global partnership.
Competencies
- Enterprise Architecture
- Product Development
- Designs System
- Architecture and development
- Cross-functional leadership
- Product design strategy
- Modernization and Acceleration
- Technology Practice Set-up
- Agile product ownership
- End-user value proposition design
Programming Languages: Python, Java, JavaScript, TypeScript, Node.js, HTML5,
Libraries and frameworks: Angular, React, Vue, Webpack, Web 3.0, Electron, Storybook, Solidity, Azure OpenAI, Prompt engineering, Spring Boot
Tools: Eclipse, IntelliJ idea, Visual Studio Code, Jenkins, MetaMask, Figma, Balsamiq
Cloud and DevOps: PCF, Azure, AWS, Jenkins Pipeline, Sonar, Docker,
Industry Domain: BFSI, Investment Banking, Retail Banking, Mortgage
Methodologies: Design thinking, Agile, Togaf
Education
1999: Diploma – Web Multimedia from Edit Institute, Pune
2021-2024 – BBA Data Science
2025- 2027 – MCA (In progress)
Certifications
2024: Azure AI Fundamentals
2023: Togaf 9.0
2022: CUA HFI Certified Usability Analyst
2022: HFI Service design thinking
2022: MS Azure AI Fundamentals
2021: Advanced Certification in Software Engineering for Cloud, Blockchain & IoT from IIT Madras
2016: Executive MBA – Certificate in Management Program
(McIntire School of Commerce (North Virginia University)
2016: Certified Scrum Master
AWS Solutions Architect – In Progress
Publication
Enterprise Frontend Architecture, BPP Publication India
(In progress, expected to be published by the end of Aug 2025)
Experience
FIS Global, India
IT Architect specialist, Product and platform modernization – Oct 2021 – till date
- Led the creation of a Centre of Excellence and implemented a major UI modernization project across products.
- Curated architecture and enterprise governance framework for front-end and UX design systems.
- Developed an application health advisory framework for modernization and migration projects, which helped teams accelerate development.
- Developed a conceptual framework for Gen AI-based test case generation using JIRA.
- Designed an AI-powered VS Code extension that helps the team deliver cleaner, scalable, and future-ready code. The extension detects and provides support for fixing nonstandard, inefficient, and insecure code snippets.
- Redefined the existing framework to include the modern tech stack, design patterns, and design system. Developed standards and best practices for global benchmarking across the BU.
- Managing and nurturing the Guild, Communities of Practice (CoPs), and inner sourcing culture.
Cognizant, India, UK and Canada
Senior Architect – Jan 2014 – Oct 2021
- I achieved a significant logo win, which includes India’s leading NBFC.
- Architected and managed end-to-end product delivery for one of the fastest loan applications for the largest NBFC
- Developed a user interface CLI platform for a banking and finance company to enable fast, scalable, and unified product development, which reduced developer effort by up to 10%.
- Designed and implemented a customer-facing banking application migration.
- Developed and managed the UI estimation framework for greenfield, migration, and modernization products and services.
- Mentored the architects and senior developers
- Architected and optimized the front-end with a significant UX improvement, resulting in a high-performing and scalable application for one of North America’s largest banks.
Career Timeline
- Oct’21: FIS Global, Pune as Associate Director (UI/ UX CoE horizontal head)
- Jan’14 – Oct’21: Cognizant, Pune/ London/ Canada
Growth Path:
- 2014 – 16: Lead Architect (Manager) |
- 2016 – 21: Sr. Architect (Sr. Manager)
- Apr’11 – Jan’14: Capgemini, Pune as Technical Lead and Tech Project Coordinator
- Jun’10 – Apr’11: SAS R&D India, Pune as Software Specialist
- Mar’09 – May’10: Capgemini, Pune as Sr. Consultant
- May’08 – Dec’08: Wipro (Contract – Mars), Pune, Bengaluru, Japan as UI Consultant
- Aug’07 – May’08: Synechron Technologies, Pune as Creative Lead
- Feb’07 – Aug’07: Princ. Eng., Pramati Technologies, Hyderabad as Sr. UI Developer
- Nov’05 – Jan’07: Ness Technologies India, Mumbai/San Mateo, USA as Sr. Software Engineer
- Jul’04 – Nov’05: Silver Communications, Pune as Multimedia Application Developer
Additional information
- International exposure in the Middle East, the UK, Japan, the USA, and Canada.
- Continuing education – MCA Jain University
- Managing the Indian UI developer community
- Pursuing the hobby of creating and designing everyday life solutions and translating into physical products.